Karmactive Staff

Close-up image of a document with the word "Debt" prominently displayed, overlaid with US dollar bills, reading glasses, and a pen, representing financial obligations and paperwork associated with debt management.

Avoiding The Debt Spiral

Most conversations about debt focus on numbers, interest rates, and payoff timelines. A less common way to look at it is through momentum. Debt spirals often develop gradually rather than from a single large mistake, though a major shock like
February 5, 2026
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