Money & Policy

IRS Changes for 2025–2026: Brackets, Standard Deduction, and EITC

Quick calculator for 2026 federal tax brackets with the updated standard deduction and a glance at the 2025 vs 2026 deduction levels.

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The IRS announced inflation updates and statutory changes for the 2025 and 2026 tax years. For 2025, the standard deduction is $15,750 (Single), $31,500 (Married filing jointly), and $23,625 (Head of household). For 2026, it is $16,100 / $32,200 / $24,150. The seven tax rates remain 10%, 12%, 22%, 24%, 32%, 35%, and 37%.

Household budgets are also affected by policies tied to energy and transportation costs. See related coverage on EV tax credits and automaker plans and fuel policy changes. A related public post can be reviewed on X.

2026 Quick Tax Estimator
Uses the 2026 tax tables and the 2025/2026 standard deduction amounts. Input is gross income; the tool subtracts the selected standard deduction to estimate taxable income before calculating tax.
Enter your total gross income. The estimator applies the standard deduction and 2026 brackets to approximate income tax.
2025: $15,750 (Single), $31,500 (Joint), $23,625 (HoH). 2026: $16,100 / $32,200 / $24,150.
Maximum for 2026 if eligible with 3+ children: $8,231. Eligibility rules apply.
Standard deduction shown
Estimated federal tax (2026)
Top marginal rate
Taxable income after selected standard deduction
Effective tax rate (tax ÷ gross income)

Quoted details used here: 2026 bracket thresholds, 2025 & 2026 standard deductions, and 2026 EITC max for 3+ children ($8,231).

Q1. Do tax brackets apply to all income once you cross a threshold?

Q2. Which standard deduction applies here if you choose 2026 and filing status is Joint?

Summary

The section presents the 2026 tax rate tables, the 2025 and 2026 standard deduction amounts, and the 2026 EITC maximum for families with three or more children. Figures are listed for quick reference.

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