Money Management

Close-up image of a document with the word "Debt" prominently displayed, overlaid with US dollar bills, reading glasses, and a pen, representing financial obligations and paperwork associated with debt management.
September 5, 2025

Debt and the Weight It Imposes

The Invisible Load of Debt Debt is more than just a number on a statement. It’s a constant companion that influences how people think, feel, and live. Whether it’s credit cards, student
Stopwatch showing the word deadline with stacked coins symbolizing financial pressure and repayment urgency.

The Perils of Using Debt to Fund Unnecessary Spending

The Temptation of Easy Borrowing Debt has become so accessible that it’s easy to forget its true weight. Credit cards, buy-now-pay-later services, and personal loans make spending feel effortless, even when it’s money you don’t actually have. While borrowing can
September 30, 2025