Most conversations about debt focus on numbers, interest rates, and payoff timelines. A less common way to look at it is through momentum. Debt spirals often develop gradually rather than from a
Rethinking how we view and interact with our finances Money isn’t just about numbers—it’s about emotions, beliefs, and habits that shape how we earn, spend, and save. Many people grow up with unspoken money stories: fear of not having enough,
The Temptation of Easy Borrowing Debt has become so accessible that it’s easy to forget its true weight. Credit cards, buy-now-pay-later services, and personal