Medicare Part B Premiums Rise 5.9% to $185, Outpacing Social Security

Govind Tekale

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Medicare Part B premiums surge to $185 monthly while Social Security COLA lags at 2.5% for 2025.

How will $10.30 premium hike affect seniors when Social Security checks grow by only $50 monthly?

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Part A deductible jumps $44 to $1,676 as hospital stays and skilled nursing coverage costs climb.

Why did Medicare premiums pause increases only four times between 2005-2024 under Obama and Trump?

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High-income couples face steep $628.90 monthly premiums when earnings exceed $394,000 under IRMAA adjustments.

CMS data reveals 99% of beneficiaries receive premium-free Part A coverage through work history credits.

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Premium increases outpace October's 3.2% inflation rate, creating financial strain for fixed-income seniors.

Direct-pay beneficiaries must adjust payments by January 2025 while Social Security recipients see automatic deductions.

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Healthcare advocacy groups warn of cumulative cost burden despite new $2,000 cap on Part D prescriptions.

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